• Co-Ordination of Benefits
• Health Insurance Coverage when Outside Canada
• Doctors Form Fees
   

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Co-Ordination of Benefits

For employees and their spouse and/or partner, who each have Dental and/or Extended Health coverage, offered through
their employers may be entitled up to 100% coverage. (Even those who both have the same carrier or work for the same employer).
Limits for this are outlined in our collective agreement or carrier contract.

To initiate a claim:

Be sure and make (2) duplicate copies of all receipts and claim forms.

Both of you should first have each other and all children signed up through your employer as dependants.
Each of you should submit all of your own items to your own plans.
The parent whose birthday comes first in the calendar year must submit children's items.
All original receipts must go along with the initial claim for benefits.
Upon re-payment from your carrier, send copies of your partners receipts, claim forms and a copy of
the re-payment statement back to your carrier for additional eligible benefits.
Always keep copies for your records.
Great West Life's number for enquiries is: 1-800-663-2817

Extended Health claim forms are available at Human Resources.
Any questions around this procedure or other Health & Welfare issues please contact Trevor Jones

Health Insurance Coverage when Outside Canada


For those employees and their dependants travelling outside Canada, health insurance is provided
through our Health and Welfare Benefits package with GWL - (Medex).
The following are some key points you should keep handy in case of accident or illness when abroad:

$1,000,000. 00 coverage per dependant.

MEDEX Emergency Numbers
Call the local telephone operator for help in placing your call to MEDEX.
Call collect from ANYWHERE in the world.

Always travel with your Global Medical Assistance, MEDEX Card.
You can purchase addition travel insurance from any travel agent or other insurance company.
If hospitalized, you may be required to pay a deposit of your total bill. (This is common at a lot of hospitals).
Make sure you receive originals or copies of all invoices to assist in claiming when you arrive back in Canada.
It would be advisable before you depart to contact HR to receive any new or revised travel information

Doctors Form Fees


At our last set of negotiations it was agreed upon that Doctors fees for the signing of forms,
will be paid up to the amount of $30.00 by our employer Kruger.

To claim the form fee please submit the fee receipt to  the Human Resources Department and the claim will
be forwarded to Payroll and should appear on the employees pay stub following its submission.